Rent vs Own — What Do the Numbers Say for Australians?

The proportion of Australians renting has increased steadily over the past two decades, particularly among those under 40. Nationally, around 32% of households rent, but this rises to over 60% for the 25–34 age group. Declining home ownership among younger Australians reflects both affordability challenges and changing lifestyle preferences.

Owners outright
Mortgage
Renters
Under 30
16%
68%
30-34
44%
44%
35-44
8%
54%
32%
45-54
18%
54%
22%
55-64
38%
40%
18%
65+
62%
14%
18%
0%25%50%75%100%
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YOUR BORROWING CAPACITY
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$891,950
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$1,301
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MORE RELEVANT QUESTIONS

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HOME LOANS
When will you pay off your mortgage?
Typical Australians pay off at age 54 →
SUPERANNUATION
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INCOME & TAX
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SPENDING
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MyDemographics reveals how you compare to others at your life stage so you can move forward with financial confidence.

MyDemographics.com provides general financial information and demographic benchmarking data only. Nothing on this site constitutes personal financial advice.

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