What is the Average Property Value by Age in Australia?

Property values owned by Australians increase significantly with age as equity accumulates and upgrading occurs over time. Australians aged 55–64 typically own properties valued around $900,000 on average, compared to around $650,000 for those aged 35–44. These values vary considerably by state, with NSW and Victoria recording the highest property values.

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BORROWING CAPACITY CALCULATOR

Borrowing Capacity Calculator

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YOUR BORROWING CAPACITY
Bank Will Lend You
$891,950
Based on your income and expenses
Total You Can Spend on a Property
$991,950
Your loan + your deposit combined
ESTIMATED REPAYMENTS
Monthly
$5,638
Fortnightly
$2,602
Weekly
$1,301
Calculated using the APRA 3% serviceability buffer. Your actual borrowing capacity may vary by lender.
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MORE RELEVANT QUESTIONS

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HOME LOANS
When will you pay off your mortgage?
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SUPERANNUATION
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See super balance for your age →
INCOME & TAX
How does your income compare?
See income benchmarks by age →
SPENDING
How does your spending compare?
See cost of living benchmarks →
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MyDemographics

MyDemographics reveals how you compare to others at your life stage so you can move forward with financial confidence.

MyDemographics.com provides general financial information and demographic benchmarking data only. Nothing on this site constitutes personal financial advice.

MyDemographics data is continuously growing, developing new pillars, new trends new insights.